Deposit Disclosure/Account Information Brochure—Consumer

Our AIB consolidates information from different regulatory areas to create a single account-opening disclosure. Also, an AIB can help reduce the likelihood of new accounts personnel forgetting to hand out one or more of your disclosures.

We'll work with you to help you tailor your AIB's content. The information covered in your AIB can include various combinations of the following:

• Account Agreement Terms and Conditions
• Initial Electronic Funds Transfers Disclosure
• Check 21 Disclosure
• Truth-in-Savings Disclosure
• Initial Funds Availability Disclosure
• Privacy Disclosure