The Deposit Accounts Electronic Book features the same valuable content found in our paper-based manual. It's designed to give you a working knowledge of the federal laws that govern deposit accounts in plain, easy-to-understand language.
The Deposit Accounts Electronic Book can be used as a tool to create awareness and understanding of regulations, research deposit-related questions and issues, disseminate information, and train employees. It's a valuable resource for compliance officers, new accounts personnel, and your legal counsel.
More than just a static text source, the CD-ROM-based Electronic Book offers numerous features and benefits that can help save you time and money, such as:
- Search engine—type in key words or phrases and you'll find all locations for that topic.
- Favorites—Quickly and easily return to frequently used sections.
The purchase of the Deposit Accounts Electronic Book includes a user manual, content and installation disks, and any applicable first-year updates.
On the anniversary of your order, an annual maintenance fee will be invoiced automatically at the then-current rate based on your then-current asset size.
Content Overview
You'll find the Deposit Accounts Electronic Book is divided into two parts: Part I reviews the laws and regulations which affect the opening of an account, and Part II covers the ongoing rules and responsibilities (after account opening). Specific topics include:
Part 1: Account-opening responsibilities
- Back-Up Withholding
- Certificates of Deposit
- Deposit Agreement
- Multiple-Party Accounts
- Reg CC—Funds Availability
- Reg E—Electronic Funds Transfers
- Truth in Savings
- Types of Accounts
- Fair Credit Reporting Act
- Office of Foreign Assets Control (OFAC)
Part 2: Ongoing responsibilities
- Advertising Deposit Accounts
- Article 4A and Reg J
- Back-Up Withholding
- Bank Secrecy Act
- Deposit Account Insurance Coverage
- Early-Withdrawal Penalties
- Fair Credit Reporting Act
- Federal Financial Privacy Act
- Forgeries and Alterations
- Post-Dated Checks
- Reg CC—Funds Availability
- Reg CC—Return Check Procedures
- Reg CC—State-Law Preemption
- Reg E—Electronic Funds Transfers
- Setoff
- Stop-Payment Orders
- Truth in Savings
- UCC Articles 3 and 4
System Requirements
When working with an existing PC configuration, the minimum hardware requirements are:
Computers
- Intel® Pentium® (or eqivalent)
- Microsoft® Windows® 95B, 98, or higher; Windows NT® Workstation Version 4.0; or Windows 2000 Professional
- 10mb available hard disk drive or network drive space
- VGA color monitor, mouse, CD-ROM drive, and printer supported by Windows
Networks
The Deposit Accounts Electronic Book functions on either a stand-alone PC/workstation or in a network environment. The following networks are supported:
- Novell® NetWare®
- Windows NT network
Printers
The Deposit Accounts Electronic Book is capable of printing to printers which are supported by Windows 95 or higher operating systems.
