Mortgage E-Forms

Electronic Forms From VMP® Mortgage Solutions: The Standard for Mortgage Lenders

Wolters Kluwer Financial Services' VMP industry-leading standard forms are available in electronic format to give mortgage lenders the time and cost savings of digital processing and the speed-to-market advantages of compliant document content. VMP Mortgage Forms are the most widely used and accepted forms on the secondary mortgage market.

Standard Program Documents

VMP compliant mortgage documents support the originating, processing, underwriting, closing and post closing of conventional, government, and investor mortgage loan programs. Our electronic form (e-form) offerings include:

• Fannie Mae, Freddie Mac, FHA, VA, ARMs, Balloons, bi-weekly, various housing authority, state specific, TX closed-end home equity and various specialty product forms
• Security Instruments with Mortgage Electronic Registry System (MERS) as the nominee language for conventional and government loans as well as second mortgages
• Spanish bilingual e-forms
• Forms with electronic signature lines
• Forms for electronic recordation

Wolters Kluwer Financial Services Simplified Mortgage™

The Wolters Kluwer Financial Services Simplified Mortgage™ shortens the security instrument, reduces fees, and improves understanding of the closing document helping lenders and borrowers close mortgage and home equity loans quickly.

Electronic Booklets

In addition to the VMP mortgage standard e-forms library, VMP also offers e-booklets including consumer education and disclosure materials, HUD, CHARM, and nontraditional loan disclosure e-booklets.

Secondary Market Investors and Wholesale Lender Documents

VMP maintains an extensive inventory of e-forms for secondary market investors and wholesale lenders.

Automatic Compliance Updates

To keep pace with the continually changing mortgage market, VMP's standard e-forms are automatically updated and revised in time for mandatory usage requirements.

• Updated forms are generally delivered on a quarterly basis.
• A special forms update delivery is scheduled when a form will not be received prior to mandatory usage date.
• An update report that highlights the reason for a form change and its mandatory usage date is included with each forms update delivery.

E-Forms Technology

VMP's standard e-forms are available in a variety of popular file formats including UFX (VMP's form-centric file architecture), UFX with global data dictionary field tagging, PDF, XML, XHTML, PCL, MDF, OVL, and the specifications of the Mortgage Industry Standards Maintenance Organization's (MISMO) DTD library.

Discover how your institution can tap in to the powerful combination of technology and compliance that make VMP electronic mortgage forms the standard for mortgage lenders.