Auto and Indirect Lending Solutions - Dealers

Regulatory requirements are a part of doing business. Yet, they can be burdensome to manage and make it difficult to keep your paper documents and systems current. That’s where we can help. Our compliance expertise and industry-leading solutions can help alleviate your regulatory and compliance burdens. Then, you can focus on what’s really important—remaining competitive, growing your business, and maintaining high service levels for your customers.

From retail contracts and lease documents to state-of-the-art technology and risk management platforms, we can help you meet your regulatory obligations and improve the efficiency of your compliance processes. Our dealer solutions will help you:

AppOne®—Indirect Lending Solutions

AppOne® provides risk mitigation, compliance, and automotive-related finance technology to help you automate indirect lending, credit approval, and compliance processes. The easy online application process simplifies your administrative tasks and speeds up the loan approval process, resulting in quicker lender decisions. It also automates the funding process for dealers by printing all documents required to complete the booking of auto loans and its robust tracking capabilities keep you informed of the status of a loan at any time.

Retail Contracts

The retail installment contract is one of the most important documents that your customers will sign when financing a motor vehicle or another type of consumer finance transaction, such as a home improvement or major appliance purchase. That makes it essential that your contracts be current and in compliance with the latest regulatory changes. Our team of compliance experts monitor changes and update our retail contracts to relieve you of this burden. Contracts are also available to support financing documentation needs for recreational vehicles, such as motorcycles, RVs, boats, and snowmobiles.

Lease Documents

When it comes time for a customer to sign a motor vehicle lease, you want to be certain that your lease documents are accurate and compliant. Executing a lease can often be more complicated than an auto loan and you want to minimize any barriers to completing the transaction. Our lease documents are created and maintained using Bankers Systems compliance content—built on more than 50 years of compliance knowledge and experience.

RefundOne™

RefundOne™ combines our AppOne auto dealership portal and trusted compliance and risk management expertise with expert tax preparation and electronic filing software. It allows you to estimate a customer’s pending tax refund, electronically originate their tax return, and print their electronic refund check or refund anticipation loan check right at your dealership. It provides you with an efficient and accurate solution so that your customers can obtain their refund and secure dependable transportation faster.