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  • US Bank Consumer Compliance

    Purpose built technology and consulting services to address lending compliance, one regulation at a time.

    Consumer protection regulations and laws impact virtually all bank operations. Effective oversight of these can ensure quality service, preserve a sound reputation, and reduce the risk of financial loss.

     Wolters Kluwer Financial Services understands the intricacies of internal operational structures, the demands of regulatory oversight, and the importance of data integrity. Our Wiz® compliance products can be leveraged throughout the lending cycle to help organizations remain compliant with stringent regulatory and internal standards.

    Customers choose consulting services, software, or outsourcing, to remain compliant with regulatory and internal standards, while reducing the escalating cost and impractical task administration associated with operational compliance processes.

    • Anti-predatory/High-cost Laws: Ensure loans are compliant prior to funding to avoid the liabilities of non-compliance.
    • CRA/HMDA: Manage complex data collection, analysis and reporting to ensure lending throughout the community, and meet regulatory expectations.
    • Fair Lending: Understand exposure to fair lending risk and how to mitigate that risk with continuous review, analysis and reporting.
    • State Mortgage Laws: Protect portfolio value by looking closely at state regulatory requirements for usury and fee limits.