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Featured Stories

  • With more than 60 years’ consulting experience, Wolters Kluwer regularly shares its thought leadership and industry expertise across a wide range of financial, regulatory, audit, compliance and risk management topics. Following is a select listing of articles reflecting published commentary from our subject matter experts.

  • Articles

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    1 to 10 of 62
    Determining the Loan Purpose: The New Challenges
    (Published December 21, 2016) One of the common threads running across the new Uniform Residential Loan Application (“URLA”), the disclosure requirements of Regulations X and Z (“TRID”), and the reporting requirements of Regulation C (“HMDA”) is the requirement that the lender identify the loan purpose. It is possible for the loan purpose to be the same for the new URLA and under TRID and HMDA. This article examines the need to recognize that the loan purpose may be different for each and what lenders can do to prepare for that eventuality.
    Compliance Concerns Easing for Banks
    (Published November 10, 2016) Banks and credit unions across the nation are reporting a collective decrease in their concern levels for risk and regulation, according to the results of Wolters Kluwer’s annual Regulatory and Risk Management Indicator featured in the MReport. This is the first decline the survey has seen in four years.
    Deemed Dividends Without Cash—New IRS Proposed Code Sec. 305(c) Regs Trigger Outcry and Create Challenges for Convertible Debt, Stock and Rights
    (Published 2016) In this Journal of Taxation of Financial Products article, Wolters Kluwer senior director and tax counsel, Stevie Conlon, analyzes the Proposed 305(c) regulations, including a discussion of the relevant legislative history and pre-existing IRS guidance.
    Survey Roundup: Anxiety Over Compliance on the Decline
    (Published November 11, 2016) Anxiety over compliance is on the decline, according to Wolters Kluwer’s latest Regulatory & Risk Management Indicator. The Wall Street Journal featured Wolters Kluwer’s annual findings in a roundup of recent surveys dealing with risk and compliance issues.
    What! Concerns Over Risk Management, Reg Compliance Actually Decline
    (Published November 10, 2016) Although Wolters Kluwer’s annual survey results show that banks and credit unions concerns over risk management and regulatory compliance have collectively dropped, new worries are taking their place. Cybersecurity and regulatory change management were cited among the top risks anticipated in the coming 12 months.
    Home Mortgage Disclosure Act: Getting It Right with New Rules
    (Published November 2016) In this article published in ABA Bank Compliance, Wolters Kluwer expert, Amy Downey, provides guidance on how to move to the next phase of your Home Mortgage Disclosure Act (HMDA) 2018 implementation plan—creating policy decisions.
    ‘A Robot Could Alleviate this Drudgery’: Bank Compliance Meets AI
    (Published October 11, 2016) Is Artificial Intelligence the wave of the future in banking compliance? In this American Banker article, Wolters Kluwer expert Mike MacDonagh provides commentary on the role robots could someday play in sorting through lengthy regulatory documents or analyzing vast amounts of data.
    How to Avoid E-Signature “Gotchas”
    (Published September 1, 2016) Don’t over value a slick user interface while underestimating the behind-the-scenes effort that’s required to keep documents in compliance with myriad state and federal regulations.
    FHA Handbook Changes Require Services to Review QC Practices
    (Published August 15, 2016) Bill Canfield, compliance consulting specialist at Wolters Kluwer, looks at the recent changes to the FHA’s Single Family Housing Policy Handbook in this Q&A with MortgageOrb.
    HMDA Expansion Creates Opportunities and Risks
    (Published August 2016) Lenders must start preparing for HMDA now to ensure they’re ready for the transition. HMDA’s greatly expanded scope involves major system changes and personnel training challenges, and those who wait too long will be at risk.
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