Flood Determination Solutions

Wolters Kluwer Financial Services is a well-established provider of flood determinations used by federal regulators during exams. Our team of map analysts, customer service representatives, and account managers are dedicated to providing our clients with the most accurate and efficient flood compliance solution. Our determinations are backed by $5M in errors and omissions coverage.

With our automated system, the majority of orders are completed within seconds. If a property requires manual research, orders are completed within 24 hours.

Flood determination products

• Basic Determination—Identifies the flood zone, community number, map and panel number, community participation information, insurance availability, map date, and entry date.



• Life-of-Loan Determination—Includes a basic determination plus tracking of zone changes for the life of the loan. If a map change or community status change occurs on the property, we will notify you. Life-of-loan service is fully transferable should the loan be sold or transferred.



• Commercial Flood Determination—Provides life-of-loan determinations for commercial properties that include the community name and number, panel-suffix, map date, base flood elevation for the Flood Insurance Rate Maps, and community participation status.

Related Services

Portfolio review service provides a partial or full audit to assure the portfolio is in compliance with regulatory requirements with options tailored to suit specific lending needs.