Compliance made easier

Compliance Management Services provide the essential skills, experience and tools to assist your institution efficiently manage compliance risk. Our staff of more than 100 professional services consultants has extensive industry experience working as regulators, compliance officers, operational managers, and financial institution executives.

We’re ready to help you manage content, implement new programs and demonstrate robust compliance management through our comprehensive suite of services—customized to address your specific business needs.  Specifically, we can help: 

• Identify and address areas of compliance risk
• Recommend document packages needed to quickly expand into new jurisdictions or offer new products
• Prepare for regulatory examinations and conduct transactional file reviews
• Eliminate HMDA & CRA data production burdens
• Create, maintain and monitor custom documents,  consider and identify comparable WKFS Standard content available to replace your custom form
• Effectively train staff with in-depth live and web-based training customized to your procedures and employees
• Assist you and your staff in staying abreast of regulatory changes impacting your organization
• Stay on top of the many compliance changes and their impact on your business

Learn More | Request a free 30-minute consultation 

Targeted solutions to reduce risk

Congress has enacted a number of consumer protection and civil rights laws directly related to the activities of financial institutions since the late 1960s. Most transactions involving consumers and financial institutions are covered by these laws. These consumer protection regulations and laws impact virtually all bank operations. Effective oversight of these laws and protections can ensure quality service, preserve a sound reputation and reduce the risk of financial loss.

Enhance Oversight Measures with the Right Partner

Managing compliance obligations requires planning, flexibility and the right partner. We offer proven compliance expertise that comes from over 50 years of successful partnerships with customers and regulators alike. We understand the intricacies of internal operational structures, the demands of regulatory oversight and the importance of data integrity, as well as the importance of tracking regulatory risks, dependencies and management for multiple audiences. We offer solutions and services that can be leveraged throughout the lending cycle to help financial institutions remain compliant with stringent regulatory and internal standards.

Anti-predatory/High-cost Laws: Ensure loans are compliant prior to funding to avoid the liabilities of non-compliance. Learn More  

CRA/HMDA: Manage complex data collection, analysis and reporting to ensure lending throughout the community, while meeting regulatory expectations. Learn More 

Fair Lending: Understand exposure to fair lending risk and how to mitigate that risk with continuous review, analysis and reporting. Learn More 

State Mortgage Laws: Protect portfolio value by looking closely at state regulatory requirements for usury and fee limits. Learn More 

Red Flags / ID Theft: Efficiently detect, prevent and mitigate identity theft in accordance with the FACT Act's Red Flag regulations. Learn More 

BSA/AML: Automates our BSA/AML compliance program, including CIP, EDD processes, suspicious activity detection, case investigation and SAR filing. Learn More 

Solve the TMI (too much information) problem with StateLink®

On average, 155,000 pieces of state and federal legislation are introduced every year. Do you find it difficult to monitor, track, interpret the changes and identify which pieces affect mortgage lending—at the same time you’re juggling other responsibilities? And what about annual labor-intensive resource costs or the probability of risks that could result in monetary or reputational penalties?

StateLink gives you everything you need to stay on top of complex mortgage lending regulations including:

• State-by-state options
• Federal information
• Form samples and help pop-ups
• Plain language law synopses
• Mortgage electronic form search
• Simple navigation
• Email alerts

StateLink offers convenient and quick access to information on a variety of topics related to first and closed-end second mortgages. Topics include:

• Advertising regulations
• Broker-specific regulations
• Disclosures
• Escrow
• Fees
• Foreclosure
• Late charges
• Loan servicing
• Notary requirements
• Predatory lending
• Record retention
• Recording requirements
• State license
• Transaction-specific notice
• Trustees
• Updates

Take StateLink® for a test drive. Find out more about how StateLink can keep you up to date on state-by-state (and federal) mortgage regulations.

Ongoing support and resources

With Wolters Kluwer Financial Services, you’ll receive ongoing, reliable Support Services from day one. We answer approximately 185,000 calls each year. Ninety-nine percent of our customers surveyed said they were satisfied with the support they experienced during their most recent call, and all of the respondents said they would recommend our products based on the quality of services they receive on a regular basis.

Additionally, we offer several resources to help you stay on top of the latest regulatory and legislative changes impacting your business.

ComplianceHeadquarters.com provides reliable, convenient and understandable regulatory information on the latest compliance issues.

RiskHeadquarters.com is a centralized resource for news, insight and education for risk and compliance professionals in the banking, insurance and securities industries.

MovingMortgageForward.com blog offers relevant and timely industry insights and information to help you take advantage of the latest technology, uncover new ways to improve efficiency and mitigate compliance risk.

ExpertHeadquarters.com provides a comprehensive listing of our upcoming online and on-demand compliance and regulatory trainings led by our experienced knowledge experts.

CRA and Fair Lending Colloquium is a three-day conference focused on the latest developments and regulatory trends in CRA, HMDA and fair lending compliance.

Industry’s most trusted compliance and risk management partner

Wolters Kluwer Financial Services specializes in comprehensive risk-management and is singularly focused on helping financial services organizations mitigate compliance, operational and financial risk across their business. Our solutions empower professionals to make intelligent, clear-sighted decisions in a rapidly changing environment.

More than 15,000 financial organizations trust Wolters Kluwer Financial Services to provide them with solutions to help effectively manage risk across their businesses. Whether it’s ensuring compliance with multiple regulatory changes, increasing operational effectiveness or providing an enterprise-wide view of a financial organization’s risk, we help financial institutions achieve transparency and control over their risk management programs while balancing internal and external needs—integrating deep domain knowledge into our solutions.

Expertise

Wolters Kluwer Financial Services offers you the insight and expertise of more than 400 in-house compliance and risk management experts—lawyers, compliance analysts and specialists, as well as former regulators and compliance officers. Our expert staff knows the critical role you play in managing compliance and risk and what solutions you need to be effective.

Commitment to the Industry

For nearly 100 years, Wolters Kluwer Financial Services has been serving the needs of the financial services industry through its market-leading brands and business lines. Through strong relationships with more than 15,000 financial services organizations, we’ve gained thorough insight into the regulatory and risk management challenges financial organizations of all sizes face—providing you the industry context to make the right decisions for your institution.

Strong and Agile

Wolters Kluwer Financial Services offers a rare balance of agility and strength. We have experience working with businesses of all sizes, so we are adept at assessing an organization’s specific needs. That insight,combined with the financial strength of a $4.7 billion leading global information company, allows us to quickly respond to our customers with the right solutions.

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