CRD V and CRR II | Wolters Kluwer
CRD V and CRR II

The CRD V package is one of the most important sets of regulations which will impact both EU and non-EU firms. Touching on everything from capital requirements to leverage and liquidity ratios, CRD V will involve changes to infrastructure, processes, control and data across the organization.

Finalizing Basel III - Adopting a Holistic Approach to CRD V/CRR II

Achieving compliance with all CRD V components in a silo structure will not only be extremely difficult, but also very costly. Having a different solution for calculations of market, credit or liquidity risk adds complexity. To avoid unnecessary delays and overhead costs, banks need to ensure that all calculations are carried out in the same way and with an identical data input.

Banks which approach CRD V holistically can derive significant benefits, such as consistency of calculations, easier implementation and maintenance, more precise risk assessment and confidence in the regulatory reporting.



 

Interdependencies within CRD V

Having a different solution for various CRD V components adds complexity. Banks need to ensure that all calculations are carried out in the same way and with an identical data input to avoid unnecessary delays and overhead costs.


 
Interdependencies within CRD V
 
 

Insights

 
 
Basel IV/CRD V are due to come into effect on 1 January 2022. But what does this timeline mean for your firm in the long-term, as well as the more immediate future?
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This commentary discusses the challenges of SA-CCR and how integration can help firms reach new levels of insight into trends in risk and on the balance sheet.
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This commentary discusses practical steps for implementing the Standardized Approach for market risk.
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This commentary discusses practical steps for implementing the default risk charge of Non-Securitizations
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Get to know about CRD V/CRR II and how you can extract strategic value from the process, now and in the future.
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Use Cases

 
 

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